A 1099 income refinance lets Arizona contractors and commissioned earners qualify on gross 1099 income instead of tax returns, usually with one to two years of 1099s and an expense factor of 10 to 25 percent. Pillar Mortgage Group, NMLS #2700076.
Self-employed mortgage options in Arizona include bank statement, 1099, P&L, and asset depletion loans, no W-2 required. Scottsdale-based mortgage broker specializing in complex income scenarios. Pillar Mortgage Group, NMLS #2700076.
Bank statement loans in Arizona let self-employed borrowers qualify using 12 to 24 months of deposits, no tax returns required. Available in Phoenix and Scottsdale for purchases and refinances. Pillar Mortgage Group, NMLS #2700076.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).